Check out these great places to visit, right here in the Hudson Valley!
As the dog days of summer are counting down and the cool air of the fall approaches, it's time once again to start planning for the holiday season. As we contemplate where the time has gone, at least there is still enough time to plan for the upcoming holidays and ensure they are meaningful. One good planning strategy is to check your credit/debit card rewards and retailer loyalty programs to help get extra cash and find great deals.
The Holidays are Expensive
As technology advances, so do the methods that hackers use to steal your information. That’s why raising cybersecurity awareness is more important now than ever before. You need to know how to fend off cyber threats like email phishing and identity theft before it takes place. Below are a few tools and tips to help protect yourself in this highly evolving digital age.
Create Strong Passwords
The easiest way to access an account is to have the password to it; weak passwords cause 81% of all hacking related data breaches. That’s why hackers and scammers usually try to obtain passwords before anything else. Despite that, people rarely put thought into their passwords. For example, the password used for the U.S. nuclear missile unit was “00000000” for twenty years. Passwords should be complex and unpredictable strings of letters and numbers. They shouldn’t contain any common words, and they should be lengthy. A password that is over 16 characters would take thousands of years to crack from a brute force attack!
Over the past ten years, the average cost of tuition at a four-year university has risen more than $7,000. This can pose a significant problem for many college students and their parents as they struggle to figure out how to come up with the cost of tuition, room and board, books, and more. Fortunately, there are strategies that can help many students better afford the rising cost of tuition.
1. Apply for FAFSA Early.
FAFSA registration opens on October 1. If your student wants to qualify for the best possible grants, scholarships, and work-study aid, it's important to apply as soon as possible. Many universities and even scholarship programs also require early registration for FAFSA, so make sure that your student takes care of filling out that important paperwork as soon as possible.