Cybersecurity Awareness: 5 Ways to Defend from Cyber Threats

Posted by Hudson Heritage Federal Credit Union on Oct 4, 2019 4:32:00 PM

As technology advances, so do the methods that hackers use to steal your information. That’s why raising cybersecurity awareness is more important now than ever before. You need to know how to fend off cyber threats like email phishing and identity theft before it takes place. Below are a few tools and tips to help protect yourself in this highly evolving digital age.

Create Strong Passwords

The easiest way to access an account is to have the password to it; weak passwords cause 81% of all hacking related data breaches. That’s why hackers and scammers usually try to obtain passwords before anything else. Despite that, people rarely put thought into their passwords. For example, the password used for the U.S. nuclear missile unit was “00000000” for twenty years. Passwords should be complex and unpredictable strings of letters and numbers. They shouldn’t contain any common words, and they should be lengthy. A password that is over 16 characters would take thousands of years to crack from a brute force attack!

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Topics: Safety & Security, Fall 19 Newsletter

Summer Vacation Security Checklist for Your Home

Posted by Hudson Heritage Federal Credit Union on Jul 24, 2019 4:00:00 PM

Summer vacations are a wonderful opportunity to get away from the normal stresses of home and soak up the sun. Whether you head upstate to visit relatives or fly to a white sunny beach somewhere far away, your home will be waiting empty until your return. Unfortunately, while you're enjoying your summer fun, criminals may be casing your home.

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Topics: Safety & Security, Summer 19 Newsletter

7 Reasons to Upgrade to Digital Wallets

Posted by Hudson Heritage Federal Credit Union on Jun 13, 2019 3:23:27 PM

A digital wallet is defined by Investopedia as a system that stores personal payment information and passwords for multiple payment methods. Just like your physical wallet, a digital wallet stores your credit, debit, and other card information. However, all of the information is conveniently located on your smartphone. With 77% of American adults owning a smartphone, extending the convenience of these devices to consumer banking and purchasing habits is a natural next step.

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Topics: My Finances, Safety & Security

7 Things Consumers Need to Know About Data and Credit Breaches

Posted by Hudson Heritage Federal Credit Union on May 3, 2019 11:26:44 AM

In a perfect world, sensitive data would remain private. You wouldn't have to worry that your private data would end up spread across the internet or stolen by hackers. Unfortunately, we don't live in a perfect world--and it's critical that you know how to protect yourself as much as possible. The 2017 Equifax credit breach, for example, impacted more than 145 million individuals. Target's 2013 data breach impacted more than 41 million consumers, ultimately costing target more than $18 million. Do you know how to keep yourself safe in this fast-paced society? There are several things you need to know about data and credit breaches--and how you can keep yourself safe. 


1. Handle Your Shopping Correctly

Credit cards often get a bad reputation in today's society. People avoid credit cards because of the potential to go into debt--but they forget about the potential advantages offered by those cards. If you're trying to protect your credit and your finances, consider shopping with a credit card instead of using cash or your debit card. Credit cards send clear, easy to track statements that you can check every month to ensure that there are no unfamiliar purchases. Credit cards also offer higher levels of protection against unauthorized purchases than your debit card company, which means that if someone does manage to access your private information, you can get your money back as soon as possible. 

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Topics: Safety & Security

Avoid these Common Credit and Debit Card Scams

Posted by Hudson Heritage Federal Credit Union on May 3, 2019 10:49:40 AM

The methods used to scam the general public out of their money are becoming more elaborate than ever. Advanced technology makes these methods look legitimate and familiar to the unsuspecting eye. As a result, credit card and debit fraud continues to be on the rise. The use of technology in our daily lives won't be going anywhere anytime soon, so it's important to know what steps to take to keep your money safe. Read these five essential steps of how to recognize credit and debit card fraud and the essential steps to avoid becoming a victim!

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Topics: Spring 19 Newsletter, Safety & Security